The worth of your policy depends on a few factos:

• The policy's face value
• The policy type
• The premium amount
• Your overall health status

Policyholders should know about all of their options, especially a life settlement.

You can receive on average four times more than you would by surrendering the policy back to your insurance company.

• It became too expensive
• Your term policy is expiring soon
• You need help to pay for medical care 
• You want to increase your retirement fund

1. Qualify
2. Document Submission & Review
3. Offer & Acceptance

• Seniors with a policy of $100,000 or more.
• The policy must have been in force for at least 2 years.
• Most types of life insurance qualify, including:  Universal Life, Whole Life, Variable Life, Survivorship, Group Life, and even Term Life.