About Us
ABOUT US
ABOUT US
We offer services for companies, groups and individuals!
We offer services for companies, groups and individuals!
With an illustrious 55-year history in the life insurance industry, LifeStone proudly traces its roots to the vibrant landscape of South Florida. Our unwavering commitment extends far and wide as we cater to the unique needs of 104 diverse groups, and provide comprehensive life settlement solutions to thousands of happy clients across the nation.
Life Settlement Explained
Life Settlement Explained
Just like any personal property, a life insurance policy can be sold or “settled”. This is called a life settlement.
A life settlement is the legal sale of an existing life insurance policy for much more than its cash surrender value, but less than its net death benefit.
The third party assumes the financial responsibility for ongoing premiums and receives all or a portion of the death benefit when the policy reaches maturity.
Why Individuals Sell
Why Individuals Sell
Life insurance owners frequently outgrow the designed purpose of their policy. This explains why 98% of all life insurance written never results in claim.
Policy holders believe their only options are: decrease their face amount, let the policy lapse, or surrender it to the insurance company.
The truth is you can sell your life insurance policy for a lump sum of cash. You can also retain a percentage of the death benefit while never having to pay a premium again!
Family Advantage
We are a family firm that goes the extra mile to find the fair market value for every client.
No matter the situation, we will find the best value specifically for you!
Expert Team
We are licensed to provide settlement solutions nationwide!
We find great fulfillment in providing financial relief to individuals seeking to cover medical costs, long-term care, and final expenses.
Personal Touch
Life Settlement requires a personal touch that ensures every client receives the attention they deserve.
We work with you internally and take pride in keeping third-parties excluded.
Clients
Clients
7,000+
7,000+
Locations
Locations
1
1
Staff
Staff
12
12
Years
Years
55
55
“I tried working with other companies before Lifestone. No one else gives the attention or care that these guys do.”
$500,000 Face Value | $118,000 Life Settlement
Sherry L. (New York)
“This is the best company I have ever worked with. I’ll definitely refer friends and family should they need the same level of assistance.”
$250,000 Face Value | $52,000 Life Settlement
John B. (North Carolina)