Frequently Asked Questions
We're here to make life settlements simple to understand. Find quick answers to the most common questions — and if you still need help, our licensed specialists are always happy to chat.
Frequently Asked Questions
A life settlement lets you sell your life insurance policy for cash to an approved buyer instead of letting it lapse or surrendering it for less.
Most people 65 or older with whole, universal, or convertible term policies qualify.
If you sell, the buyer becomes the new owner and receives the payout.
Most cases receive offers within 2–3 weeks.
No, the review is free and you're never required to sell.
Yes, all data is encrypted and kept confidential.
Not necessarily; many qualify based on age or policy type.
You may be able to sell part of your policy and keep a smaller benefit.
Funds are wired directly to your account after closing.
A licensed Lifestone specialist contacts you to review options — no pressure.
Still Have Questions? We're Here to Help.
Whether you're just learning about life settlements or ready to explore your options, our licensed specialists are here to guide you — with no pressure, no obligations, and complete privacy.